Saturday, May 3, 2014

keep it organized

I apologize for my lack of posts over the last several, well a lot of months. After our move to Arizona I have not had a lot of time to dedicate to my non work life. Its been an adjustment living in the city and one that has not been good for me. But I am getting back into the swing of being creative and what better place to start than here!

Today I want to talk about that annoying thing we do every month, paying the bills. I am the type of person that likes to be super organized about my bills. I have spent a lot of time looking for a good printable to keep track of all of my bills and just have not found one that I like. So putting on my thinking cap I decided to make my own.

It is simple not a lot of frills. This printable gets the job done for me. I will explain the categories but if you already get the idea here is the link to download your own Monthly Bill Tracker. I like to order my bills by due date, its just easier for me to keep track of things that way so I put Due Date as the first column. Next you have the bill column, everything has a name right, so label it. Rent, Credit Card, Student Loan etc. You then put in the amount that is due every month. If you pay more indicate in this column how much extra you pay. You then have a column labeled snowball (I will explain below) and one for paid, check this box when you make your payment for the month.

OK your thinking snowball what is this for? I am paying off my debt with the snowball concept. Each time you pay a bill off the extra money you have from what you would have been paying on that bill goes to the next debt payment. Not all of my monthly bills are debts so this column is just a way for me to quickly locate which debt is in the process of the snowball. I will have more on this in another post :)

If you are like me and you put everything in a binder I have left enough room at the top of the page for your hole punches to not interfere with anything. I hope you enjoy this printable and happy planning!

No comments:

Post a Comment